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First Time Buyer $8,000 Tax Credit!
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About Sue Rossi
- With over 24 years experience, Sue Rossi is co-owner of RE/MAX 2000 in Crete, Illinois and services Chicago's south and southwest suburbs, Kankakee and Will Counties.
- From now through November 30, first-time buyers will be eligible for an $8,000 income tax credit but the clock is ticking!
- While the law "technically" expires on November 30, lenders are backlogged and experiencing delays! Buyers should allow 60 days for financing, which means they should have a home selected no later than SEPTEMBER 30, not November 30 which is the deadline to CLOSE.
- Every renter should obtain a free assessment from a local, reputable mortgage banker to determine if they are qualified to purchase their first home and what their purchase power and mortgage payment might be. The vast majority of renters are pleasantly surprised to find out that not only do they qualify to purchase a home of their own, but the mortgage payment can be LESS than their monthly apartment rent!
- Mortgage bankers are familiar with the tax credit deadline and are more than willing to provide a free first-time buyer pre-qualification. Every renter should set aside their fears and consult a mortgage banker. Don't miss out on this money!
- Did you know that 78% of all renters believe perfect credit is required to buy a home, and
- 56% believe a large down payment is required?
- If you are renting but would really rather own a home of your own, you probably would like to know how much down payment is required, how to get approved for a mortgage, how long it takes to get a home and how much your monthly payment would be. Get all the answers to your questions by calling Sue Rossi at (708) 367-4311.
- Due to the market slowdown, many homes which were available for sale are being offered as rentals by homeowners. If you're currently renting but would rather own a home of your own and are curious about how to structure a rent-to-own, just call me! The very first thing you should do is get pre-qualified, (same process as getting pre-qualified for a mortgage) as the owner of the home will want to be reassured that you can satisfy the monthly rental based on your income. Once you have your pre-qualification, the sellers will be much more likely to consider you as a tenant while you are making the transition to a home buyer. Please do not shop online for this service, call me for the name of a local, reputable lender. Call 708-367-4311 and I'll be happy to help. I've helped hundreds of first-time buyers looking to rent-to-own over my 24 year career!
- Whether you would like to buy your first home or are trading up . . . today's wide variety of mortgage options can be confusing! Sue Rossi has extensive financing knowledge and can help you decide which mortgage program best suits your needs, including FHA, VA, Conventional, Adjustable Rate Mortgages and more! Just call Sue at (708) 367-4311.
- Have a credit score of 620 or higher
- Have not lost a home to foreclosure
- Have not had a bankruptcy in the past 12 months
- Have been in the same line of work for 2 years
- Call Sue at 708-367-4311 for the name of a local, reputable mortgage banker to provide a FREE pre-qualification
- Don't ASSUME you can't qualify for a home of your own! You may be surprised! DON'T let your fears stop you from getting $8,000 EXTRA CASH from the government in your 2009 tax refund check!
- MOM & DAD TELL YOUR KIDS! A check for $8,000 is alot of money for your adult children!
- ATTENTION Veterans! Not only can you purchase a home with NO DOWN PAYMENT, but did you know you can use your VA benefits over and over again? That's right! Many veterans believe they can only use their VA benefits one time! Not only are your VA benefits re-usable, but they can also be used to re-finance your current home . . . even if you didn't purchase it through the VA program! For more information, call me at (708) 367-4311.
- RE/MAX club membership: President
- 2003 Broker/Owner of the Year RE/MAX Northern Illinois
- 2003 Broker/Owner of the Year RE/MAX International
- Company Owner
- Selling homes across Chicagoland since 1985
- RE/MAX of Northern Illinois is one of the largest RE/MAX regions in the system and Chicagoland’s ongoing leader in real estate, closing more than $11.4 billion in sales in 2007. RE/MAX Northern Illinois agents average more experience and have more professional designations than other agents, plus they outproduce the competition in average units sold and dollar volume. The RE/MAX Northern Illinois network encompasses the top fourth of the state of Illinois and consists of 160 offices with 3600 agents.












